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	<title>HomeHardship</title>
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	<link>http://www.homehardship.com</link>
	<description>Because Bad Things happen To Good People</description>
	<lastBuildDate>Thu, 18 Aug 2011 09:01:15 +0000</lastBuildDate>
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		<title>Professional Electricians Instructional Needs</title>
		<link>http://www.homehardship.com/2011/08/18/professional-electricians-instructional-needs/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=professional-electricians-instructional-needs</link>
		<comments>http://www.homehardship.com/2011/08/18/professional-electricians-instructional-needs/#comments</comments>
		<pubDate>Thu, 18 Aug 2011 09:01:15 +0000</pubDate>
		<dc:creator>FTS211</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Electrician In London]]></category>
		<category><![CDATA[Electrician Training]]></category>
		<category><![CDATA[Electricians Education]]></category>

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		<description><![CDATA[The education to grow to be an electrician can be obtained via a vocational training or a technical school. And for those who wish to specialise in a certain area, they may get hands on coaching as a electrician apprentice. The profession to be an electrician could be accomplished inside of a number of years [...]]]></description>
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		<title>What Are The Long Term Implications Of Miami Foreclosures</title>
		<link>http://www.homehardship.com/2011/07/10/what-are-the-long-term-implications-of-miami-foreclosures/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=what-are-the-long-term-implications-of-miami-foreclosures</link>
		<comments>http://www.homehardship.com/2011/07/10/what-are-the-long-term-implications-of-miami-foreclosures/#comments</comments>
		<pubDate>Sun, 10 Jul 2011 06:00:44 +0000</pubDate>
		<dc:creator>FTS211</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Miami-foreclosures]]></category>

		<guid isPermaLink="false">http://www.homehardship.com/2011/07/10/what-are-the-long-term-implications-of-miami-foreclosures/</guid>
		<description><![CDATA[The realty market is not being kind to Miami Florida as Miami foreclosures rose 31% in the first quarter of this year. In what is starting to look like a nationwide trend, the country&#8217;s largest cities are seeing a considerable rise in foreclosure activity. In that instance Miami, it was, in high percentage, the property [...]]]></description>
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		<title>Charlotte Foreclosures</title>
		<link>http://www.homehardship.com/2011/07/09/charlotte-foreclosures/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=charlotte-foreclosures</link>
		<comments>http://www.homehardship.com/2011/07/09/charlotte-foreclosures/#comments</comments>
		<pubDate>Sat, 09 Jul 2011 00:16:21 +0000</pubDate>
		<dc:creator>FTS211</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Charlotte-Foreclosures]]></category>

		<guid isPermaLink="false">http://www.homehardship.com/2011/07/09/charlotte-foreclosures/</guid>
		<description><![CDATA[Since 2008, North Carolina has experienced a 19% rise in the amount of homes going into foreclosure. In 2010, RealtyTrac reported that foreclosures in North Carolina rose to 41% and that over 40,000 homes were in foreclosure. Overall, North Carolina ranks 34th in states with the most foreclosures. Experts anticipate the foreclosure rate will continue [...]]]></description>
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		<title>The State Of Jacksonville Foreclosures</title>
		<link>http://www.homehardship.com/2011/07/09/the-state-of-jacksonville-foreclosures/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=the-state-of-jacksonville-foreclosures</link>
		<comments>http://www.homehardship.com/2011/07/09/the-state-of-jacksonville-foreclosures/#comments</comments>
		<pubDate>Sat, 09 Jul 2011 00:15:46 +0000</pubDate>
		<dc:creator>FTS211</dc:creator>
				<category><![CDATA[Foreclosure News]]></category>
		<category><![CDATA[Jacksonville-foreclosures]]></category>

		<guid isPermaLink="false">http://www.homehardship.com/2011/07/09/the-state-of-jacksonville-foreclosures/</guid>
		<description><![CDATA[Jacksonville foreclosures continue in 2011 and the news is not surprising as Florida leads the states with the most non-current loans, pursued by Nevada, Mississippi, New Jersey, and Georgia. One out four foreclosures nationwide are from Florida. Nationwide deliquencies were 8.2 % likened to a 14% deliquency rate in Florida in 2010. More than 14 [...]]]></description>
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		<title>Hope For Homeowners Program</title>
		<link>http://www.homehardship.com/2008/09/01/hope-for-homeowners-program/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=hope-for-homeowners-program</link>
		<comments>http://www.homehardship.com/2008/09/01/hope-for-homeowners-program/#comments</comments>
		<pubDate>Mon, 01 Sep 2008 19:10:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[Hope]]></category>
		<category><![CDATA[Hope For Homeowners Program]]></category>

		<guid isPermaLink="false">http://www.homehardship.com/?p=36</guid>
		<description><![CDATA[HOPE for Homeowners &#160; The most sweeping mortgage relief legislation since the Great Depression was signed by President Bush on July 30th, 2008. Although the program doesn’t officially start until October 1st, you should contact a H.U.D. certified counselor now, to begin the process. &#160; The Hope for Homeowners program will help struggling families trapped [...]]]></description>
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		<title>Loan Modification</title>
		<link>http://www.homehardship.com/2008/08/30/loan-modification/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=loan-modification</link>
		<comments>http://www.homehardship.com/2008/08/30/loan-modification/#comments</comments>
		<pubDate>Sat, 30 Aug 2008 20:50:03 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Foreclosure Help]]></category>
		<category><![CDATA[Home Foreclosure]]></category>
		<category><![CDATA[loan modification]]></category>

		<guid isPermaLink="false">http://www.homehardship.com/?p=38</guid>
		<description><![CDATA[A loan modification is when the lender modifies your current mortgage in order to work with you because of a hardship. The purpose is to help make your loan more affordable. Usually it is in the form of a rate reduction and fixing the rate for a certain amount of time. In the past this was [...]]]></description>
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		<title>Servicemembers Civil Relief Act (SCRA)</title>
		<link>http://www.homehardship.com/2008/06/29/servicemembers-civil-relief-act-scra/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=servicemembers-civil-relief-act-scra</link>
		<comments>http://www.homehardship.com/2008/06/29/servicemembers-civil-relief-act-scra/#comments</comments>
		<pubDate>Sun, 29 Jun 2008 19:15:50 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Government Foreclosure Help]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[SCRA]]></category>
		<category><![CDATA[SCRA – Military]]></category>
		<category><![CDATA[Servicemembers Civil Relief Act]]></category>

		<guid isPermaLink="false">http://www.homehardship.com/?p=47</guid>
		<description><![CDATA[SCRA – Military &#160; Servicemembers Civil Relief Act (SCRA) SCRA provides a wide range of protections for individuals entering, called to active duty in the military, or deployed servicemembers. It is intended to postpone or suspend certain civil obligations, like foreclosures, to enable service members to devote full attention to duty and relieve stress on [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Reverse Mortgage</title>
		<link>http://www.homehardship.com/2008/05/29/reverse-mortgage/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=reverse-mortgage</link>
		<comments>http://www.homehardship.com/2008/05/29/reverse-mortgage/#comments</comments>
		<pubDate>Thu, 29 May 2008 19:14:50 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Foreclosure Relief]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[HUD]]></category>

		<guid isPermaLink="false">http://www.homehardship.com/?p=45</guid>
		<description><![CDATA[One option to foreclosure is a reverse mortgage, no credit requirements. Even if you may not have enough equity, a H.U.D. certified counselor might be able to get you current lender to reduce the balance in order to qualify. You must be 62 or older to get a reverse mortgage. See below for more information [...]]]></description>
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		</item>
		<item>
		<title>Home Refinance</title>
		<link>http://www.homehardship.com/2008/05/15/home-refinance/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=home-refinance</link>
		<comments>http://www.homehardship.com/2008/05/15/home-refinance/#comments</comments>
		<pubDate>Thu, 15 May 2008 19:14:20 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Foreclosure Help]]></category>
		<category><![CDATA[Home Refinance]]></category>

		<guid isPermaLink="false">http://www.homehardship.com/?p=43</guid>
		<description><![CDATA[Yes, it is possible to refinance. To refinance with a conventional lender depends on the amount of equity you have in your home, how many payments behind and your debt to income ratio. * Caution – Typically, most refinance options will not give you a lower interest rate. &#160; If you have more than 30% [...]]]></description>
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		<item>
		<title>Partial Claim</title>
		<link>http://www.homehardship.com/2008/04/29/partial-claim/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=partial-claim</link>
		<comments>http://www.homehardship.com/2008/04/29/partial-claim/#comments</comments>
		<pubDate>Tue, 29 Apr 2008 19:13:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Avoid Foreclosure]]></category>
		<category><![CDATA[F.H.A. Loans]]></category>
		<category><![CDATA[Partial Claim]]></category>

		<guid isPermaLink="false">http://www.homehardship.com/?p=40</guid>
		<description><![CDATA[Partial Claim For borrowers with F.H.A. Loans Partial Claim is an option offered by the F.H.A. that allows a borrower, with help from a lender, to get an interest-free loan from H.U.D. to bring their mortgage payments up to date. The loan amount cannot exceed the equivalent of 12 months worth of payments and you [...]]]></description>
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